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Festive spending: Maximise rewards with right cards, stick to planned buys
Festive spending: Maximise rewards with right cards, stick to planned buys

While credit cards have become the preferred payment option for many, this has also raised concerns about overleveraged, particularly during the festive season

Lock into attractive SCSS, FD returns before interest rate cuts begin
Lock into attractive SCSS, FD returns before interest rate cuts begin

Investors with a longer time frame will be better off investing in longer-tenured FDs

Fund Review: DSP ELSS Tax Saver Fund
Fund Review: DSP ELSS Tax Saver Fund

Fund Review: DSP ELSS Tax Saver Fund

Italy to offer 10,000 extra work visas for foreign caregivers in 2025
Italy to offer 10,000 extra work visas for foreign caregivers in 2025

Italy has long struggled with a shortage of caregivers for its elderly and disabled citizens

This couple spent just  ₹1.3 lakh for an unforgettable week in Azerbaijan and Abu Dhabi. How?
This couple spent just ₹1.3 lakh for an unforgettable week in Azerbaijan and Abu Dhabi. How?

For those who want to quench their wanderlust, Mint is launching a series that will capture the costs and experiences at various international destinations through the personal stories of travellers.

How to multiply credit card rewards with SmartBuy, Reward Multiplier, and Gift Edge?
How to multiply credit card rewards with SmartBuy, Reward Multiplier, and Gift Edge?

Credit card users can enhance reward points by purchasing gift vouchers instead of swiping cards directly. Platforms like HDFC SmartBuy and American Express Reward Multiplier offer up to 10X points across various brands, providing instant discounts and maximizing rewards during the festive season.

The 'Coldplay-Diljit Effect': Flight fares soar by 146% for concert cities
The 'Coldplay-Diljit Effect': Flight fares soar by 146% for concert cities

Coldplay's performances in Mumbai and Diljit Dosanjh's shows in Chandigarh and other cities are the main contributors to this spike, according to ixigo

Latest NSC interest rate: What is the National Savings Certificate interest rate for October-December 2024 quarter
Latest NSC interest rate: What is the National Savings Certificate interest rate for October-December 2024 quarter

National Savings Certificate, or NSC, are savings bonds offered under the India Post's small saving schemes. The interest rate on the NSC, along with other small savings schemes, is revised every quarter by the government.

New NPS investment option: Opportunity to earn higher returns from equity for these investors
New NPS investment option: Opportunity to earn higher returns from equity for these investors

Balanced Life Cycle Fund under NPS: PFRDA has launched a new investment fund called the Balanced Life Cycle Fund for NPS subscribers. The new fund allows NPS subscribers to remain invested in equity for 45 years instead of the 35 years allowed in current life cycle funds. This will help equity investors earn higher equity returns.

US Diversity Visa: 55,000 green card slots open for 2026, apply by Nov 5
US Diversity Visa: 55,000 green card slots open for 2026, apply by Nov 5

The DV lottery focuses on countries with low immigration rates to the US, and successful applicants are granted permanent residency

Supreme Court upholds 90,000 tax reassessment notices issued under old regime
Supreme Court upholds 90,000 tax reassessment notices issued under old regime

Taxpayers had challenged these notices, arguing they should fall under the new reassessment regime that took effect on 1 April 2021, during the covid pandemic.

Buying a car? Here are best loan rates offered by various companies
Buying a car? Here are best loan rates offered by various companies

Instalments you pay on a loan will vary significantly depending on the interest rate

Personal loans for self-employed persons: Key things to know
Personal loans for self-employed persons: Key things to know

Personal loan: To procure a personal loan, an applicant should have a regular income, a high credit score and a sound bank statement. Other factors which a lender may consider include income tax return for the past two years

Bank of America says widespread outage nearly fixed
Bank of America says widespread outage nearly fixed

The apparent glitch left many customers unable to log in or view their balances, with some seeing their account balances drop to zero.

How personal loans can help you in a financial emergency?
How personal loans can help you in a financial emergency?

Personal Loan: Financial emergencies can deplete savings quickly. Personal loans offer flexibility and competitive interest rates, making them ideal for managing crises. Unlike credit cards, they have lower rates and longer terms, and the application process is simple.

New 10-yr G-Sec may be issued at a lower cut-off yield of 6.70-6.73%
New 10-yr G-Sec may be issued at a lower cut-off yield of 6.70-6.73%

The extant 10-year G-Sec, which was traded at 6.73 per cent on Tuesday, was issued at a cut-off yield (coupon rate) of 7.10%per cent in April 2024; Govt borrowing to become cheaper in FY25

Namdev Finvest could raise $50 million in H2 FY25
Namdev Finvest could raise $50 million in H2 FY25

Eyes IPO by March 2027

Thinking of borrowing to invest in IPOs? Here’s what you should know
Thinking of borrowing to invest in IPOs? Here’s what you should know

Bidding higher can boost your chances of IPO allotment, but there are no guarantees.

At ₹1,86,284 crore, Mudra loans show marginal dip in H1
At ₹1,86,284 crore, Mudra loans show marginal dip in H1

However, the full-year disbursals in the current fiscal will show growth driven by recent measures, say bankers

Buy base policy, super top-up from same insurer to simplify claims
Buy base policy, super top-up from same insurer to simplify claims

The deductible is the amount paid through the base policy or out of pocket before the super top-up kicks in. A higher deductible reduces the premium

RBI likely to maintain status quo on policy rates in Oct 9 MPC meeting: BoB Report
RBI likely to maintain status quo on policy rates in Oct 9 MPC meeting: BoB Report

‘The newly constituted MPC is likely to await more clarity on the evolution of the inflation trajectory before embarking on monetary easing path’

Personal loan EMI calculator: How to compute your monthly repayment, key determinants and more
Personal loan EMI calculator: How to compute your monthly repayment, key determinants and more

A personal loan EMI calculator helps you zero in on a good loan deal by helping you find the monthly instalment which you need to pay for loan to be repaid in a given timeframe

Gross vs net salary: Key deductions affecting your take-home pay — explained
Gross vs net salary: Key deductions affecting your take-home pay — explained

Understanding paycheck deductions is crucial for financial management. Key deductions include TDS, Provident Fund contributions, and professional taxes, while voluntary options like NPS can enhance savings

Tax implications of property gift and sale explained for family members
Tax implications of property gift and sale explained for family members

Gifting a share of property to you and your son is not taxable, as it's from a relative. Capital gains from selling the property may qualify for exemption under Section 54 if reinvested

Durga Puja, Diwali 2024: 6 key loan management tips for first-time borrowers this festive season
Durga Puja, Diwali 2024: 6 key loan management tips for first-time borrowers this festive season

During the festive season, first-time borrowers should exercise caution when taking out personal loans. By planning budgets, comparing lenders, and understanding repayment capacities, individuals can manage their finances effectively and avoid stress

Estate planning: Expert tips on probate and executing wills
Estate planning: Expert tips on probate and executing wills

A probate is granted by the court in respect of a will (to certify its genuineness) and not in respect of separate assets comprised in the will.

Ram Singh, Saugata Bhattacharya, Nagesh Kumar appointed as new MPC members
Ram Singh, Saugata Bhattacharya, Nagesh Kumar appointed as new MPC members

The new members are expected to attend the MPC meeting scheduled to be held next week

He's in a tough fight with cancer. But a financial plan keeps his dreams intact.
He's in a tough fight with cancer. But a financial plan keeps his dreams intact.

Naveen Fernandes, 62, used to cycle every day and run half marathons before he was diagnosed with inoperable cancer. But with careful financial planning he hopes to ensure a secure future for his wife and three daughters.

Personal Loan: Can you get a loan if you're unemployed?
Personal Loan: Can you get a loan if you're unemployed?

Personal Loan: Unemployed individuals can still secure personal loans with careful planning. Assess needs, maintain a good credit score, and prepare documentation to enhance chances of approval, despite potential scrutiny from lenders.

Personal Loan: The secret weapon for smart borrowers – Your EMI calculator
Personal Loan: The secret weapon for smart borrowers – Your EMI calculator

Personal Loan: An EMI calculator helps you quickly determine your personal loan's monthly payments. By allowing for flexible adjustments and providing instant results, it aids in budgeting and informed decision-making, ultimately supporting a more secure financial future.

Income tax news: New TDS rates effective October 1 – What will change for taxpayers
Income tax news: New TDS rates effective October 1 – What will change for taxpayers

The Union Budget 2024 introduces income tax changes, including revised TDS rates, effective October 1. Notably, the 20% TDS on mutual fund unit repurchases is eliminated, while share buybacks will be taxed as dividends, aligning with individual income tax rates

UPI processes over 500 million daily transactions in September: NPCI
UPI processes over 500 million daily transactions in September: NPCI

The value of transactions stayed above the ₹20 lakh crore mark for the fifth consecutive month.

Navigating behavioural biases, market volatility, uncertainty in investment journey
Navigating behavioural biases, market volatility, uncertainty in investment journey

George Soros’s philosophy stresses the unpredictability of markets driven by human biases. While forecasting market movements is impossible, investors can prepare by using both qualitative and quantitative strategies, staying flexible, and building resilient portfolios.

Gold prices near ₹75,000 per 10 grams: Should investors take advantage of short-term dip?
Gold prices near ₹75,000 per 10 grams: Should investors take advantage of short-term dip?

An expert pointed out that gold recently dropped more than 2% from its all-time high of $2,707 per ounce (₹76,500 per 10 grams)

NPS Diwas 2024: A look at recent changes and launches in the National Pension System
NPS Diwas 2024: A look at recent changes and launches in the National Pension System

Here we explore key changes and launches in the National Pension System (NPS) in 2024, including the introduction of the NPS Vatsalya scheme and enhanced tax deductions for employer contributions.

Capital gains tax: Options for non-resident Indians after land sale
Capital gains tax: Options for non-resident Indians after land sale

A non-resident Indian sold agricultural land and deposited the capital gain. He must use the funds by October 2024 to avoid tax. The exemption under Section 54B cannot be reversed by investing in non-agricultural assets or residential properties after the deadline.

Bank Nifty Prediction today – Oct 1, 2024: Index might drop further before recovery
Bank Nifty Prediction today – Oct 1, 2024: Index might drop further before recovery

Traders can short Bank Nifty October futures for a target of 52,800

Latest PPF interest rate: What is the Public Provident Fund interest rate for the October-December 2024 quarter?
Latest PPF interest rate: What is the Public Provident Fund interest rate for the October-December 2024 quarter?

Latest PPF interest rate: The government revises the interest rates of all small savings schemes every quarter. Some popular post office schemes are the Public Provident Fund, Senior Citizen Savings Scheme (SCSS), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC), Post Office Time Deposits (POTD), Mahila Samman Savings Certificate, and Post Office Monthly Income Scheme (POMIS).